Certain vehicle accident circumstances in New Jersey require law enforcement to file a police report. They are as follows:

• Any collisions that result in bodily injury; any collisions that result in one or more fatalities;
• Any accident in which one of the parties flees the scene;
• Any collision involving a driver who is under the influence of drugs or alcohol;
• Any collision that necessitates the use of a wrecker to remove a car from the scene:
  Any collision involving a commercial vehicle;
• Any collision in which the property damage is clearly in excess of $500.

If any of the scenarios described above applied to your car accident, you should have waited for police to arrive and fill out an accident report; nonetheless, you have 10 days to report the accident before you break the law.

Any motorist or passenger in an automobile accident in New Jersey has the legal right to a copy of the final crash report. The Department of Highway Safety and Motor Vehicles in New Jersey keeps copies of the accident report. It may take up to ten days for your report to be completed and for you to receive copies. You can order a copy of the book online, in person, or by mail.

• Online. You can order a copy of your crash report for $10 plus a $2 convenience fee if you go to the  New Jersey Crash Portal online. Your report will be immediately accessible for download after you finish your payment, and you must complete it within 48 hours.

• In person is preferable. If you want a copy of your crash report in person, go to the nearest  New Jersey Highway Patrol troop station and pay the $10 charge for up to 10 copies of the report.
• Snail mail, to be precise. Individual records can be requested by mail, but this is usually reserved for requests of more than ten records. Using snail mail will also take at least a month to receive your record. The  New Jersey Department of Highway Safety and Motor Vehicles, Crash Records, 2900 Apalachee Parkway, MS 28, Tallahassee, FL 32399, requires a sworn statement for each report as well as a check or money order for the total cost of reports.

If you were involved in a serious car accident, you were most likely taken to the local emergency department via ambulance shortly after the accident. However, you may have been fortunate enough to walk away from the accident or you may have been engaged in a minor collision. If you refused medical attention at the scene of the accident and haven’t seen a doctor since then, you should schedule an appointment as soon as feasible.

Following a car accident, your health and safety should take precedence. TBI and whiplash are two typical vehicle accident ailments that don’t exhibit symptoms for days after the event. However, a doctor may be able to diagnose these injuries sooner with a complete medical check. You risk causing more harm by avoiding medical treatment. Avoiding treatment in the most serious cases could be life-threatening.

For insurance claims and litigation, medical proof of your injuries is also necessary. Proving your injuries were caused by the vehicle accident, not some other event or accident, is an important part of avoiding a claim denial or winning a lawsuit. Lawyers, insurance investigators, and the court have access to your medical records, making it difficult for anybody to claim you have previous injuries. If you have been injured, the doctor who checks you can also act as a witness to talk about your prognosis and chances of recovery.

 New Jersey is a no-fault insurance state, which means that anybody who registers a vehicle must have at least $10,000 in property damage liability (PDL) and personal injury protection (PIP) coverage. This means that if you are involved in a car accident, regardless of responsibility, you can file a claim under your PIP coverage, which will pay for a portion of your medical bills and lost income. Although there are few exceptions, PIP coverage in  New Jersey normally covers 80% of medical bills and 60% of lost wages. Even though PIP does not cover 100 percent of economic losses, $10,000 in coverage in a serious accident does not go very far.

Unless you take additional action, once you’ve over your PIP limit, you’re responsible for your medical expenditures and will have to go without pay until you can return to work. You have the option of filing a claim with the at-fault driver’s motor insurance company or filing a personal injury lawsuit against them. For the majority of people, now is the time to hire an attorney who can manage communication and discussions with the insurance company on your behalf in order to fight for full and fair recompense for your injuries and accident.

If you sue the at-fault driver for damages after exceeding your PIP limits, you may receive compensation for the following damages in a settlement or a favorable verdict:

• Medical costs not covered by PIP, such as ambulance services, hospitalization, diagnostic imaging, follow-up visits, prescription, and surgery
• Future medical costs incurred when a major injury necessitates extended recuperation, results in permanent disability, or causes conditions that necessitate lifelong care.
• Wages lost that aren’t covered by PIP
• If a severe automobile accident injury prohibits you from returning to work or finding meaningful employment in the future, you may be entitled to compensation.
• Cost of rehabilitative treatments such as physical therapy, occupational therapy, and any other professionals who assist you in regaining function and learning to manage with your injuries.
• Suffering and physical pain
• Anguish in the mind
• Loss of life quality
• Consensus loss with a spouse
• Any other non-economic damages you may be entitled to in your situation
• Punitive damages are only used in extreme circumstances of deliberate harm or egregious negligence.