Because bicycles do not provide any protection in the event of a collision with a motor vehicle, cyclists are liable to injury. Riders may get a variety of injuries, ranging in severity, depending on the conditions. Road rash, shattered bones, traumatic brain injuries, and spinal cord damage are all examples of bicycle-accident injuries. Accident injuries can result in high medical expenditures and long-term disabilities, affecting every part of the life of those who are harmed.
Victims are entitled to compensation for injuries sustained as a result of accidents in which they were not at fault. An attorney, however, cannot guarantee a certain amount of compensation for any accident because each one is different. Several factors can influence the result of a bike accident lawsuit and the amount of compensation awarded to injured plaintiffs.
Who was at fault or contributed to a bicycle accident in New Jersey? Most New Jersey drivers have bodily injury liability insurance, which pays out if they cause an accident that results in significant injuries. Unfortunately, if the motorist only has basic insurance, he or she may only be covered for $10,000 in damages. Furthermore, up to 26% of New Jersey drivers do not have any type of motor vehicle insurance. The extent of coverage offered by a driver’s insurance policy, or the lack thereof, can have a significant impact on the amount of compensation awarded to injured victims.
Some drivers, on the other hand, have insurance policies that provide much more coverage in the event of a collision. Rideshare firms like Uber and Lyft, for example, provide up to $1 million in bodily injury and property damage coverage in accidents involving their employees working within the scope of their employment. Commercial trucking companies are required to carry a large amount of insurance. Injured victims may be able to claim reimbursement from the company’s insurance coverage if the commercial driver’s employer is at fault for the accident, or if a mechanical defect contributed to the accident.
What is the extent of the accident injuries? Serious injuries often come with a hefty medical expenditure. Compensation is often calculated by insurance companies and attorneys based on three important factors: medical bills, lost pay, and pain and suffering linked to the event. Severe injuries are associated with increased medical costs and lost time at work. More moderate injuries, on the other hand, usually cost less to treat and recover from, allowing victims to return to work sooner.